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Discussion Starter · #1 ·
I am looking into leasing an SLE and have been quoted the following from an Arizona dealer:

2008 Carbon Metallic SLE 1

MSRP $31335.00
Cap $29646.41 ($500 over invoice)
Term 36 months
Residual $18,500.00 (60%)
Sales Tax 8.5% (applies to total cap and not monthly payment only in AZ)
Interest Rate/Money Factor 8.5% or 0.0035
Trade In $4000.00
Conquest $500.00

Total payments per month $474.00

This amount seems high for the total finance amount of $25146.41, as most calculations are in the $395.00 to $410.00 range.

I would appreciate any suggestions or advice from those that may be more familiar with the leasing process from GMAC.
 

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I've seen a commercial here in Houston offering $339 per month on the SLE with $4500 down for 36 months.
 

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Doesn't sound like a good deal. I personally wouldn't lease with a $4,000 trade. That would help you more on a purchase. Depending on your interest rate, a purchase would not be much more than the monthly payment they are quoting you for the lease.

Best wishes!
 
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