I elected to put $10,000 down and take advantage of the 4.9% financing. That way the other $25,000 is still working for me. May payments are $700 and change for 3 years. I plan to pay $1000 per month and pay it off early.
My wife and I are pre-approved for 4.9% for up to 72 months from our local Credit Union. We are going to put it on a 60 month note. Payments should be reasonable since I sold my $15,000 truck instead of my wife's 99 TL. :-\